Welcome to United Teletech Financial, a Federal Credit Union, Serving Central New Jersey
More Confidence in Your Financial Decisions
Knowledge. Care. Value.
You Deserve a Credit Union that Feels Like Family.
Big banks see dollar signs – they don’t see YOU. This makes you feel like a number. Disconnected from the life-dreams you want to achieve and uncertain about your financial path. You deserve to have confidence in where you are heading.
Achieve Your Dreams with Our Savings and Lending Solutions
Offers Tailored for Your Financial Success
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DRIVE INTO FALL WITH A PAYMENT YOU’LL LOVE, REFINANCE TODAY!
Whether it’s back-to-school carpools, or holiday travel you can lower your monthly payment and save with 1.50%* off your qualifying rate. Don’t miss this opportunity to keep more money in your pocket while enjoying a lower interest rate.
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EARN 2% APY WITH A UNITED GROW CHECKING ACCCOUNT
Are you ready to build stronger savings habits and earn rewards? United Grow Checking rewards you for your financial discipline with 2% APY* on balances between $1,500.01 and $5,000.00. Whether you are saving for a vacation, a down payment on a home, or building an emergency fund, United Grow ensures your money works harder for you.
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FALL INTO YOUR HOME IMPROVEMENTS WITH A HELOC – RATES AS LOW AS 6.25% APR*
Use your home’s equity to create a space you’ll love year-round, with rates as low as 6.25% APR*.
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MONEY MARKET RATES AS HIGH AS 3.45% APY
Our Money Market Accounts offer the perfect blend of growth and accessibility, ensuring your funds are always available. Meet any savings goal—from vacations and home purchases to building your nest egg.
We Can Get You There
You want to find a place to bank. In order to do that, you need a bank or credit union you can trust, with products you actually need.
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Home Loans
Buying your first home, or refinancing your existing loan, we can guide you throughout the process. Check our out home loan rates.
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Investment & Retirement
Ready to spend your days relaxing on the porch, or just preparing for the future, we offer everything except the patio chair.
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Checking Accounts
We offer a checking account for your unique needs. Compare all our accounts, and find the account that fits you perfectly.
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Auto Loans
Buying a car should be exciting, we take out the financial stress so you can focus on the fun stuff. View our auto loan rates.
WHAT OUR MEMBERS HAVE TO SAY ABOUT US:
I HAVE HAD REPEATEDLY HAD ONLY THE BEST SERVICE FOR ALL OF MY NEEDS WITH MY UT FINANCIAL CREDIT UNION. I SPEAK TO FAMILY AND FRIENDS ALL THE TIME ABOUT HOW WONDERFUL MY EXPERIENCES HAVE BEEN AND THE CARE THEY HAVE SHOWN ME, FAMILY AND FRIENDS. I’VE BEEN A PROUD AND VERY PROUD AND VERY GRATEFUL MEMBER SINCE 2008!!!
-NOELLE B.
Join Our Financial Community Today in Just a Few Clicks
Follow these three easy steps, and you’ll be on your way
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Join
We make it easy to join. Simply book an appointment at a branch near you. We offer appointments over the phone, and in branch.
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Plan
Speak with a member services specialist about your goals.
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Be Connected
Be connected. with a financial institution that truly cares, you know because we treat you like family.
Unlock Your Savings Potential with These 5 Tips
How can we help? Discover tools that come with your membership by downloading our free PDF to find 5 ways to find $500 in your budget.
Have a question? We are here to help.
If you have questions about membership, our Member Care team is happy to help you. Fill out our quick contact form here or stop by one of our convenient branch locations. You can also call us at (732) 530-8100.
Disclosures
- Advertised rate is based on creditworthiness and includes up to a .50% discount for automatic payment from a United Teletech Checking Account.
- APR = Annual Percentage Rate and is based on a loan amount of $200,000 and a down payment of 20%